12 steps, first call to final check
What to document in the first 24 hours, what to say when you call your insurer, and what happens at each payment.
Free property owner's guide
Insurance claim guide for Texas property owners
Roof, fire, water, mold, theft or storm damage? Read this before the adjuster visits and before you sign anything. Free to use, with no sign-up and no email required.
What is inside
Plain-language glossary, English and Spanish
ACV, RCV, recoverable depreciation, deductible, Xactimate, O&P, supplements and more.
Red flags to watch for
Door-to-door storm chasers, cash-up-front demands, blank contracts and offers to waive your deductible.
Checklists you can print
60 checklist items. Tick them off on screen or print the guide and keep it with your claim papers.
What this guide is, and is not
This is general educational information about how the claim process works. It is not legal advice or insurance advice, and every policy is different. Fidel Miranda General Contractor, LLC is a general contractor, not a public adjuster. We do not negotiate insurance settlements or advise on coverage; we inspect, document and price the repair work and carry it out. Your claim stays between you and your insurer.
Need a repair scope for your claim?
We inspect for free and give you a documented repair scope with pricing. There is no obligation. Se habla español.